Financial Anniversary Celebration

Welcome to Impact Business Services (IBS)

everything you need to help grow and maintain your business

The Fair Credit Reporting Act states that consumer have the right to dispute any negative items on your credit reports and that if the items cannot be verified, the credit-reporting agencies must remove these discrepancies from your report.

According to, 70% of all credit card reports contain serious errors with the potential of even the smallest errors negatively affecting your credit ratings.

With such a high percentage of reports containing errors IBS can correct and significantly improve most credit reports instantly by thoroughly checking every item, aggressively disputing all discrepancies and staying on top of all negative reporting on your behalf.

The monumental burden of proof to correct such negative information unfortunately rests on you.

Our Representatives & Services

Our Representatives provide that proof, we specialize in eliminating all inaccurate and unverifiable:

  • Late Payments
  • Collection Items
  • Judgments
  • Charge-offs
  • Repossessions
  • Foreclosures
  • Settlements
  • And more

Even Accurate negative Items can often be negotiated away and we will ensure your report is up-to-date and current.

You will walk away from a purchase because you want something better and not because of bad credit!

Other services we provide are: Identity theft management and recuperation, help with establishing and rebuilding credit and Debt Management solutions.

Our Mission

Our mission is to offer clients the learning tools to maintaining good credit so we can provide them with peace of mind for their current and future living situation.

We take pride, are dedicated and have years of experience to educating and assisting our clients re–establish credit; our aim is to get clients out of debt and to keep them debt- free.

Our focus is on assisting clients achieve their financial objectives. We get results with hard work, respect and knowledge for our client's personal and business needs.

We set the necessary steps to help clients re-establish credit, to help build a solid financial foundation to gain or have access to the things that matter most for our clients.

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There are many reason for having good credit, from lower insurance quotes to job character reference.

Help us help you… Visit IBS for all your credit needs!